One of my major goals in life is financial freedom. For me, this doesn’t mean having a lot of money. Financial freedom simply means I’m secure enough financially that I don’t need to worry about having money. Setting up an emergency fund with at least one year of income is a big part of this. […]
You Don’t Need to be a Geek to Start an Online Business
I recently talked about running this business to a friend. She was interested in starting a business after getting her MBA. However, she told me that she didn’t feel she had the technical skills necessary to start an online business. I get this kind of feedback a lot, so I’ll make my point right now: […]
Just Because It Won’t Cost Money, Doesn’t Make It Free
Free is a special word in the human language. The idea of getting something without money causes people’s brains to fall out. People unwittingly waste hours of their time and thousands of dollars because they’re seduced by “free”. But, as economists will tell you, even if something won’t cost you a dime, that doesn’t mean […]
A Really Cheap Solution to Overspending
How do you stay frugal without being miserly? I don’t want to feel guilty every time I need to make a purchase. At the same time, without a budget and limits, my bank account would soon be empty. My solution to prevent overspending is sitting right next to my wallet. In my wallet I keep […]