Last week, I wrote about how a major cause of failure is simple: not working hard enough. If you’re only spending 30 minutes per week at the gym, your specific exercise plan doesn’t really matter. You aren’t reaching the minimum effort threshold needed for success. The idea that all goals have a minimum effort threshold […]
How I’m Creating an Emergency Fund with One Year of Income
One of my major goals in life is financial freedom. For me, this doesn’t mean having a lot of money. Financial freedom simply means I’m secure enough financially that I don’t need to worry about having money. Setting up an emergency fund with at least one year of income is a big part of this. […]






