How do you stay frugal without being miserly? I don’t want to feel guilty every time I need to make a purchase. At the same time, without a budget and limits, my bank account would soon be empty. My solution to prevent overspending is sitting right next to my wallet. In my wallet I keep […]
You Can’t Always Separate Wins From Losses
When I go to the gym, the difference between a good day and a bad day can be huge. On a bad day you can’t push yourself, you won’t enjoy the exercise and you don’t make any improvements. But, I’ve found, you need those bad days in order to have the great days. If you […]
Friday Links 08-06-27
From the Web What You Say is Who You Are – Tim shares an entry about how the words you use regularly have an impact on your life. I strive to avoid “must” and “have-to” when it comes to how I spend my time. One word can mean the difference between being forced into a […]
Need Little, Want Lots
I’d say contentment is the difference between what you need and what you have. I’d also say that drive is the difference between what you have and what you want. Since both drive and contentment are important, I think it’s important to have as big a gap as possible between your needs and wants. Most […]
I'm a Wall Street Journal bestselling author, podcast host, computer programmer and an avid reader. Since 2006, I've published weekly essays on this website to help people like you learn and think better. My work has been featured in The New York Times, BBC, TEDx, Pocket, Business Insider and more. I don't promise I have all the answers, just a place to start.